/* ═══════════════════════════════════════════
   NAGAD LOAN - Professional Loan Service
   ═══════════════════════════════════════════ */

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;-webkit-tap-highlight-color:transparent;}
html{-webkit-text-size-adjust:100%;touch-action:manipulation;}
:root{
  --orange:#F15A24;
  --deep-orange:#E04800;
  --max-w:480px;
  --green:#22c55e;
  --red:#ef4444;
  --blue:#3b82f6;
  --gray:#6b7280;
  --light-gray:#f3f4f6;
}
body{
  font-family:'Hind Siliguri',sans-serif;
  background:#aaa;
  color:#1a1a1a;
  overflow-x:hidden;
  overscroll-behavior:none;
}

/* ── APP WRAPPER ── */
.app{
  max-width:100%;
  width:100%;
  margin-left:auto;
  margin-right:auto;
  background:#f5f5f5;
  min-height:100vh;
  position:relative;
}

/* ── PRELOADER ── */
.preloader{
  position:fixed;inset:0;
  background:#fff;z-index:9999;
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:20px;
  transition:opacity .4s,visibility .4s;
}
.preloader.fade-out{opacity:0;visibility:hidden;pointer-events:none;}
.preloader-logo{width:130px;object-fit:contain;}
.preloader-bar{width:170px;height:4px;background:#eee;border-radius:99px;overflow:hidden;}
.preloader-bar-inner{height:100%;width:0;background:linear-gradient(90deg,var(--orange),var(--deep-orange));border-radius:99px;animation:loadbar 1.6s ease forwards;}
@keyframes loadbar{0%{width:0}100%{width:100%}}

/* ── WATERMARK ── */
.page-watermark{
  position:fixed;top:50%;left:50%;
  transform:translate(-50%,-50%);
  width:min(320px,80vw);height:min(320px,80vw);
  background-size:contain;background-repeat:no-repeat;background-position:center;
  opacity:.08;pointer-events:none;z-index:0;
}

/* ── TOAST ── */
.toast{
  position:fixed;bottom:88px;left:50%;
  transform:translateX(-50%) translateY(16px);
  background:rgba(20,20,20,.9);color:#fff;
  padding:10px 20px;border-radius:25px;
  font-size:13px;font-weight:500;white-space:nowrap;
  opacity:0;pointer-events:none;z-index:9000;
  transition:opacity .2s,transform .2s;
  display:flex;align-items:center;gap:8px;
  box-shadow:0 4px 18px rgba(0,0,0,.28);
  max-width:90vw;
}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0);}

/* ── FLASH MESSAGE ── */
.flash{
  position:fixed;top:20px;left:50%;
  transform:translateX(-50%) translateY(-20px);
  padding:12px 24px;border-radius:10px;
  font-size:14px;font-weight:600;z-index:10000;
  opacity:0;transition:opacity .3s,transform .3s;
  max-width:90vw;text-align:center;
  box-shadow:0 4px 20px rgba(0,0,0,.2);
}
.flash.show{opacity:1;transform:translateX(-50%) translateY(0);}
.flash.success{background:#22c55e;color:#fff;}
.flash.error{background:#ef4444;color:#fff;}

/* ── TOP NAV ── */
.top-nav{
  background:linear-gradient(90deg,#ff2d55 0%,#ff6b35 50%,#ff2d55 100%);
  padding:13px 8px;position:sticky;top:0;z-index:1000;
  box-shadow:0 2px 12px rgba(0,0,0,.22);width:100%;
}
.top-nav-inner{display:flex;justify-content:center;align-items:center;gap:clamp(14px,4vw,28px);}
.top-nav a{
  color:#fff;text-decoration:none;
  font-size:clamp(10px,2.8vw,13px);font-weight:700;
  letter-spacing:1.2px;text-transform:uppercase;
  padding:4px 4px;border-radius:4px;transition:background .15s;
}
.top-nav a:active{background:rgba(255,255,255,.2);}

/* ── HERO ── */
.hero{
  background:linear-gradient(180deg,#F15A24 0%,#ff8c00 100%);
  position:relative;overflow:hidden;padding:20px 18px;
}
.hero-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:15px;}
.hero-title h1{font-size:28px;font-weight:700;color:#fff;margin:0;}
.hero-logo img{height:50px;width:auto;}
.hero-info-bar{
  background:rgba(255,255,255,0.95);
  padding:10px;
  border-radius:8px;
  text-align:center;
  font-size:12px;
  color:#333;
  font-weight:500;
  box-shadow:0 2px 5px rgba(0,0,0,0.1);
}
.hero-info-bar .icon{margin-right:5px;}
.hero-btn-wrap{position:relative;z-index:1;}
.loan-btn{
  display:block;width:100%;background:#fff;border:none;border-radius:50px;
  padding:12px 20px;font-family:'Hind Siliguri',sans-serif;
  font-size:clamp(13px,3.8vw,16px);font-weight:700;color:var(--orange);
  text-align:center;cursor:pointer;text-decoration:none;
  box-shadow:0 4px 18px rgba(0,0,0,.18);transition:transform .12s,box-shadow .12s;
}
.loan-btn:active{transform:scale(.97);box-shadow:0 2px 8px rgba(0,0,0,.15);}

/* ── SECTIONS ── */
.section{background:#fff;margin:10px 0;padding:18px 14px 22px;position:relative;z-index:1;}
.section-title{font-size:clamp(17px,4.8vw,21px);font-weight:700;color:#1a1a1a;margin-bottom:16px;}

/* ── SERVICE GRID ── */
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(8px,2.5vw,14px);}
@media(max-width:360px){.grid{grid-template-columns:repeat(3,1fr);gap:8px;}}
.si{
  display:flex;flex-direction:column;align-items:center;gap:7px;
  cursor:pointer;position:relative;-webkit-tap-highlight-color:transparent;
}
.si-box{
  width:100%;aspect-ratio:1;max-width:190px;
  border-radius:clamp(30px,7.5vw,36px);
  background:linear-gradient(135deg,#F15A24 0%,#E04800 100%);
  border:none;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 8px 28px rgba(241,90,36,.5);overflow:visible;
  transition:transform .12s;position:relative;
}
.si-box img{}
.si:active .si-box{transform:scale(.93);}
.si-box svg{width:50%;height:50%;}
.si-label{font-size:clamp(10px,2.8vw,13px);font-weight:700;color:#1a1a1a;text-align:center;line-height:1.3;word-break:break-word;}
.si-lock{
  position:absolute;top:-8px;right:-8px;font-size:16px;line-height:1;
  filter:drop-shadow(0 1px 2px rgba(0,0,0,.25));z-index:10;pointer-events:none;
}
.si-active .si-box{
  box-shadow:0 4px 18px rgba(241,90,36,.5);animation:pulse 2s infinite;
}
@keyframes pulse{0%,100%{box-shadow:0 4px 14px rgba(241,90,36,.4);}50%{box-shadow:0 6px 24px rgba(241,90,36,.8);}}
.si-tick{
  position:absolute;bottom:-6px;right:-6px;width:22px;height:22px;
  background:var(--green);border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  z-index:10;box-shadow:0 2px 6px rgba(0,0,0,.2);border:2px solid #fff;pointer-events:none;
}
.si-tick::after{content:'';width:10px;height:6px;border-left:2.5px solid #fff;border-bottom:2.5px solid #fff;transform:rotate(-45deg) translateY(-1px);display:block;}

/* ── PROMO BANNER ── */
.promo-banner{display:block;margin-top:14px;border-radius:12px;overflow:hidden;box-shadow:0 3px 14px rgba(0,0,0,.12);cursor:pointer;transition:transform .12s;}
.promo-banner:active{transform:scale(.98);}
.promo-banner img{width:100%;display:block;}

/* ── BANNER SLIDER ── */
.banner-slider{overflow:hidden;border-radius:12px;margin-top:14px;box-shadow:0 3px 14px rgba(0,0,0,.12);}
.banner-track{display:flex;transition:transform .5s ease;}
.banner-track img{width:100%;flex-shrink:0;display:block;}

/* ── BOTTOM NAV ── */
.bottom-nav{
  position:fixed;bottom:0;left:50%;transform:translateX(-50%);
  width:100%;max-width:100%;background:#fff;border-top:1px solid #eee;
  display:flex;justify-content:space-around;align-items:center;
  padding:8px 0 14px;z-index:999;box-shadow:0 -3px 16px rgba(0,0,0,.08);
}
@supports(padding-bottom:env(safe-area-inset-bottom)){
  .bottom-nav{padding-bottom:calc(14px + env(safe-area-inset-bottom));}
}
.nav-item{
  display:flex;flex-direction:column;align-items:center;gap:3px;
  cursor:pointer;min-width:54px;color:#999;transition:color .15s;user-select:none;
}
.nav-item.active{color:var(--orange);}
.nav-item svg{width:22px;height:22px;}
.nav-item span{font-size:10px;font-weight:600;}

/* ── NOTIFICATION POPUP ── */
#notif-container{position:fixed;bottom:70px;right:15px;z-index:999999;width:290px;pointer-events:none;}
.notif-card{
  background:#fff;border-radius:12px;padding:10px 12px;
  display:flex;align-items:center;gap:10px;
  box-shadow:0 6px 28px rgba(0,0,0,.14),0 1px 6px rgba(0,0,0,.06);
  border:1px solid #EFEFEF;pointer-events:auto;
  opacity:0;transform:translateX(50px) scale(.95);
  animation:notifIn .4s cubic-bezier(.22,.68,0,1.18) forwards;
}
.notif-card.hide{animation:notifOut .32s cubic-bezier(.4,0,1,1) forwards;}
@keyframes notifIn{to{opacity:1;transform:translateX(0) scale(1)}}
@keyframes notifOut{to{opacity:0;transform:translateX(50px) scale(.95)}}
.notif-icon{width:34px;height:34px;border-radius:8px;overflow:hidden;flex-shrink:0;box-shadow:0 2px 8px rgba(0,0,0,.15);display:flex;align-items:center;justify-content:center;background:var(--orange);color:#fff;font-weight:700;font-size:14px;}
.notif-body{flex:1;min-width:0;}
.notif-name{font-size:12.5px;font-weight:700;color:#1a1a2e;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;font-family:"Hind Siliguri",sans-serif;line-height:1.3;}
.notif-amount{font-size:11px;color:#6B7280;margin-top:2;font-family:"Hind Siliguri",sans-serif;line-height:1.3;}
.notif-amount span{color:#16a34a;font-weight:700;}
.notif-badge{
  font-size:9.5px;font-weight:700;background:#F0FDF4;color:#16a34a;
  border:1px solid #BBF7D0;border-radius:20px;
  padding:2px 8px;white-space:nowrap;flex-shrink:0;
  font-family:"Hind Siliguri",sans-serif;
}

/* ── FORM STYLES ── */
.form-page{padding:0 16px 100px;position:relative;z-index:1;}
.form-page .hero{margin:0 -16px;padding:20px 16px;margin-bottom:20px;border-radius:0 0 20px 20px;}
.form-card{
  background:#fff;border-radius:16px;padding:24px 18px;
  box-shadow:0 4px 20px rgba(0,0,0,.08);margin-bottom:16px;
}
.form-card h2{font-size:18px;font-weight:700;color:#1a1a1a;margin-bottom:4px;}
.form-card p{font-size:13px;color:#6b7280;margin-bottom:18px;}
.form-group{margin-bottom:16px;}
.form-group label{display:block;font-size:13px;font-weight:600;color:#374151;margin-bottom:6px;}
.form-group input,.form-group select,.form-group textarea{
  width:100%;padding:12px 14px;border:1.5px solid #d1d5db;border-radius:10px;
  font-size:14px;font-family:'Hind Siliguri',sans-serif;
  background:#f9fafb;transition:border-color .2s,box-shadow .2s;
  outline:none;color:#1a1a1a;
}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{
  border-color:var(--orange);box-shadow:0 0 0 3px rgba(241,90,36,.12);background:#fff;
}
.form-group textarea{resize:vertical;min-height:80px;}
.form-group .error{font-size:12px;color:var(--red);margin-top:4px;}
.form-group input.error-input,.form-group select.error-input{border-color:var(--red);box-shadow:0 0 0 3px rgba(239,68,68,.1);}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
@media(max-width:400px){.form-row{grid-template-columns:1fr;}}
.submit-btn{
  width:100%;padding:14px;border:none;border-radius:50px;
  background:linear-gradient(135deg,var(--orange),var(--deep-orange));
  color:#fff;font-size:16px;font-weight:700;font-family:'Hind Siliguri',sans-serif;
  cursor:pointer;box-shadow:0 4px 16px rgba(241,90,36,.35);
  transition:transform .12s,box-shadow .12s;
}
.submit-btn:active{transform:scale(.97);box-shadow:0 2px 8px rgba(241,90,36,.25);}
.submit-btn:disabled{opacity:.6;cursor:not-allowed;}

/* ── STEP INDICATOR ── */
.steps{display:flex;justify-content:center;gap:8px;margin-bottom:20px;}
.step-dot{width:10px;height:10px;border-radius:50%;background:#d1d5db;transition:background .3s;}
.step-dot.active{background:var(--orange);}
.step-dot.done{background:var(--green);}

/* ── LOAN RESULT ── */
.result-card{text-align:center;padding:40px 20px;}
.result-icon{width:80px;height:80px;border-radius:50%;background:#F0FDF4;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;}
.result-icon svg{width:40px;height:40px;fill:var(--green);}
.result-card h2{font-size:20px;color:#1a1a1a;margin-bottom:8px;}
.result-card p{font-size:14px;color:#6b7280;margin-bottom:6px;}
.result-card .loan-id{font-size:16px;font-weight:700;color:var(--orange);margin:12px 0;}

/* ── ADMIN STYLES ── */
.admin-login{
  min-height:100vh;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,#1a1a2e 0%,#16213e 50%,#0f3460 100%);
}
.login-card{
  background:#fff;border-radius:16px;padding:32px 24px;width:100%;max-width:400px;
  box-shadow:0 8px 32px rgba(0,0,0,.3);margin:16px;
}
.login-card h1{text-align:center;font-size:24px;margin-bottom:6px;color:#1a1a1a;}
.login-card p{text-align:center;font-size:13px;color:#6b7280;margin-bottom:24px;}
.login-card .form-group{margin-bottom:18px;}
.login-card input{
  width:100%;padding:12px 14px;border:1.5px solid #d1d5db;border-radius:10px;
  font-size:14px;font-family:'Hind Siliguri',sans-serif;outline:none;
}
.login-card input:focus{border-color:var(--orange);box-shadow:0 0 0 3px rgba(241,90,36,.1);}
.login-btn{
  width:100%;padding:12px;border:none;border-radius:10px;
  background:var(--orange);color:#fff;font-size:15px;font-weight:700;
  font-family:'Hind Siliguri',sans-serif;cursor:pointer;
}

/* ── ADMIN DASHBOARD ── */
.admin-header{
  background:linear-gradient(90deg,#ff2d55 0%,#ff6b35 50%,#ff2d55 100%);
  padding:16px 20px;display:flex;justify-content:space-between;align-items:center;
}
.admin-header h2{color:#fff;font-size:18px;}
.admin-header a{color:#fff;text-decoration:none;font-size:13px;font-weight:600;}
.admin-body{padding:20px;max-width:1200px;margin:0 auto;}
.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin-bottom:24px;}
.stat-card{
  background:#fff;border-radius:12px;padding:20px;
  box-shadow:0 2px 12px rgba(0,0,0,.06);
}
.stat-card h3{font-size:13px;color:#6b7280;font-weight:500;}
.stat-card .stat-num{font-size:28px;font-weight:700;color:#1a1a1a;margin:4px 0;}
.stat-card .stat-label{font-size:12px;color:var(--green);font-weight:600;}
.data-table{
  width:100%;background:#fff;border-radius:12px;overflow:hidden;
  box-shadow:0 2px 12px rgba(0,0,0,.06);
}
.data-table table{width:100%;border-collapse:collapse;}
.data-table th{background:#f9fafb;padding:12px 16px;text-align:left;font-size:12px;font-weight:700;color:#6b7280;text-transform:uppercase;letter-spacing:.5px;}
.data-table td{padding:12px 16px;border-top:1px solid #f3f4f6;font-size:13px;}
.status-badge{
  display:inline-block;padding:3px 10px;border-radius:20px;font-size:11px;font-weight:700;
}
.status-pending{background:#FEF3C7;color:#92400E;}
.status-approved{background:#D1FAE5;color:#065F46;}
.status-rejected{background:#FEE2E2;color:#991B1B;}
.status-processing{background:#DBEAFE;color:#1E40AF;}
.action-btn{
  padding:4px 10px;border:none;border-radius:6px;font-size:11px;font-weight:700;cursor:pointer;margin-right:4px;
}
.action-btn.approve{background:#22c55e;color:#fff;}
.action-btn.reject{background:#ef4444;color:#fff;}
.action-btn.view{background:#3b82f6;color:#fff;}

/* ── RESPONSIVE ── */
@media(min-width:481px){
  .app{max-width:var(--max-w);box-shadow:0 0 40px rgba(0,0,0,.15);}
  body{display:flex;justify-content:center;}
  .bottom-nav{max-width:var(--max-w);}
  #notif-container{right:calc(50% - 240px + 15px);}
}